// APRs and APYs
// -------------------------------
//Prime Rate (used to calculate OHEL and OLA Rates)
strPrimeRate='4.00%';

//WSJ Prime Rate
strOHEL='3.25';

//Rate Lock
strRateLock='6.75%';

//ING Direct Prime Rate on Products Page (used currently as the base rate index for certain commercial lending)
strINGPrimeRate='3.25%';
/*
//OLA
strLnAPR='4.75%'; 

// OCD
str60CDAPY='1.75%'; 
str60CDAPR='1.73%';

str48CDAPY='1.75%'; 
str48CDAPR='1.73%';

str36CDAPY='1.50%'; 
str36CDAPR='1.48%';

str30CDAPY='1.50%';
str30CDAPR='1.48%';

str24CDAPY='1.50%'; 
str24CDAPR='1.48%';

str18CDAPY='1.50%';
str18CDAPR='1.48%';

str12CDAPY='2.10%'; 
str12CDAPR='2.08%';

str9CDAPY='1.15%';
str9CDAPR='1.14%';

str6CDAPY='1.55%';
str6CDAPR='1.53%';

// OSA
strSavAPR='2.4718%';
strSavAPY='2.50%';

// OLTSA
strOLTSAAPR='4.0249%';
strOLTSAAPY='4.10%';

//OCA - Electric Orange
strCheckAPR='0.4989%';       
strCheckAPY='0.50%';
 
//OLOC - Overdraft; Electric Orange
strOLOCAPR='7.25%';
strOLOCDailyAPR='0.0198%';
strOLOCMargin='4.00%';

// Mortgages
// 30 Year Fixed Conforming
str30FixedMortRate='6.00%';
str30FixedMortAPR='6.642%';
str30FixedMortPayment='$6.387';

// 5-1 ARM
str5YearArmMortRate='4.250%';
str5YearArmMortAPR='3.925%';
str5YearArmMortEffectiveDate='09/02/09';


// 7-1 ARM
str7YearArmMortRate='4.625%';
str7YearArmMortAPR='4.166%';
str7YearArmMortEffectiveDate='09/02/09';


// 5-1 ARM OEM employee rate
str5YearArmOEMRate='4.390%';
str5YearArmOEMAPR='4.408%';
str5YearArmOEMPayment='$5.002';


// Effective Dates for APRs & APYs
// -------------------------------------------------------------------------------
//Prime Rate Effective Date (used to calculate OHEL and OLA Rates)
strPrimeRateEffectiveDate='12/17/08';
*/
//ING Direct Prime Rate on Products Page Effective Date
strINGPrimeRateEffectiveDate='12/17/08';

//Rate Lock
strRateLockEffectiveDate='10/01/05';
/*
// OLA
strLnEffectiveDate='12/17/08';

// OCD
str60CDEffectiveDate='10/02/09';
str48CDEffectiveDate='10/02/09';
str36CDEffectiveDate='10/02/09';
str30CDEffectiveDate='10/02/09';
str24CDEffectiveDate='10/02/09';
str18CDEffectiveDate='10/02/09';
str12CDEffectiveDate='10/02/09';
str9CDEffectiveDate='10/02/09';
str6CDEffectiveDate='10/02/09';

// OSA effective date
strSavEffectiveDate='12/30/08';

// OLTSA effective date
strOLTSAEffectiveDate='12/13/07';

// OCA - Electric Orange effective date
strCheckAPREffectiveDate='10/09/08';
 
// OLOC - Overdraft; Electric Orange effective date
strOLOCAPREffectiveDate='12/17/08';

// Mortgages
str30FixedMortEffectiveDate='04/04/08';
*/