Sign In | Open Account | Help
Easy Orange – The Mortgage for Savers

Bank Fees Comparison Chart:

The chart below shows on average what other banks can charge just to take an application and process your loan. ING DIRECT assesses a processing charge of $395 at the time you sign your final loan documents. Keep in mind, this chart ONLY compares bank fees - there are other closing costs. ING DIRECT's closing costs are lower than the national average. Just go to our Solutions Calculator and see for yourself.

Fees Charged by Lenders Other Lenders Average Easy Orange
Administration Charge $413.00 $0
Application Charge $266.00 $0
Funding Charge $126.00 $0
Processing Charge $386.00 $395.00
Tax Service $72.00 $0
Underwriting Charge $280.00 $0
Rate Buydown* $2,000.00 $0
TOTAL $3,543.00 $395.00

*(1% of an average mortgage of $200,000) = $2,000

Rates and Closing Costs

Don't overpay on your closing costs. Some banks will offer a lower rate but will recoup these costs in other ways – added points, up-front deposits or surprise fees. At ING DIRECT, our closing costs are low and we guarantee there are no surprises.

Our Rate Guarantee:

You get a free, guaranteed rate for 60 days when buying a home or 30 days when refinancing. From the day you tell us you want Easy Orange, your rate is guaranteed, even if rates go up during that time.

Apply Now

General Rates and Payments:

Product % of Home Value Borrowed Rate APR Bi-Weekly Payment Payment Period
Easy Orange Mortgage

:   What does this mean?

Payment based on a 30-year amortization loan as of . Payments do not include applicable taxes and insurance. Actual obligation will be greater.

Questions?

Call us. We'll listen. 1-866-327-4599
Home | | Legal | Security Zone | Join Our Team | Cafés | The Shop | Kids