Rates and Closing Costs:
Don't overpay on your closing costs. Some banks will offer a lower rate but will recoup these costs in other ways–added costs, up-front deposits or other surprise costs. At ING DIRECT, our closing costs are low and we guarantee there are no surprises.
Our Rate Guarantee:
You get a free, guaranteed rate for 60 days when buying a home or 30 days when refinancing. From the day you tell us you want your Orange Mortgage, your rate is guaranteed, even if rates go up during that time.
General Rates and Payments:
| Product | % of Home Value Borrowed | Rate | APR | Monthly Payment | Payment Period |
| 5/1 Orange Mortgage | | | | | |
| Projected | | | | | |
| 7/1 Orange Mortgage | | | | | |
| Projected | | | | | |
APR based on a 30-year loan as of . Payments do not include applicable taxes and insurance. Actual obligation will be greater. Interest rate may increase after fixed rate period. Projected interest rate based on current index plus margin.
For Loans With Values of $500,000 or More:
| Product | % of Home Value Borrowed | Rate | APR | Monthly Payment | Payment Period |
| 5/1 Orange Mortgage | | | | | |
| Projected | | | | | |
| 7/1 Orange Mortgage | | | | | |
| Projected | | | | | |
APR based on a 30-year loan as of . Payments do not include applicable taxes and insurance. Actual obligation will be greater. Interest rate may increase after fixed rate period. Projected interest rate based on current index plus margin.
Questions?
Call us. We'll listen. 1-866-327-4599
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